Commercial Auto Insurance
Commercial Auto Insurance
One of the most dangerous places in the world is the open road. The likelihood of car accident, whether it’s a fender bender or full on collision, is very high. That is why it is important to remain protection and insured in case of an accident. Despite auto insurance being legally mandated, there are still a variety of policies out there to choose from. At Sure Trust, we’re here to help you determine which policy is best for your current situation.
Bodily Injury Liability
Bodily injury liability protects you financially in the event that you cause someone bodily injury while operating a vehicle. This form of coverage covers the medical costs associated with bodily injuries. Most bodily injury polices are typically limited to one person per accident or one accident in that event of multiple injuries.
Property Damage
Property damage involves the ruin of someone else’s property due to an auto- related accident. This policy covers the repair and replacement property including houses, vehicles, businesses/storefronts, inventory, and more. Unlike a bodily injury policy, property damage is only limited to one liability.
Collision Car Insurance
This is the most common of auto insurance policies. Collision car insurance insures your vehicle against an accident with another one. Collision insurance involves auto-related accidents including crashing into other vehicles, streetlights, poles, mailboxes, and other stationary objects. This policy covers the cost of replacements and repairs to your vehicle.
Comprehensive Insurance
Comprehensive insurance is similar to collision insurance despite there being one primary difference. Where collision insurance covers incidents that are in the driver’s control, comprehensive insurance involves accidents cause by “acts of nature”. This can include anything from a thunderstorm, falling trees, and colliding with an animal, to car theft and vandalism. Like collision insurance, this policy covers the repairs or replacement of your vehicle.
Medical Payments and Personal Injury
Personal injury insurance covers any medical expenses you incur as a result of an auto-related incident.