Why Do You Need Construction Insurance?
Construction can be a very dangerous field. There are many factors that make working on a daily basis a risk to your physical wellbeing. If you work in construction, you’re going to need coverage that insures you and your employees in case of emergency. Construction Insurance includes worker’s compensation, and general liability among others. This protects you against litigation while providing you with the assurance of financial security in the event of an accident. Construction comes a lot of risk factors. Allow the brokers at Sure Trust to help you protect you and your employees.
What is included in Construction Insurance?
General Liability Insurance
General liability insurance covers litigation. This includes accidents and injuries as a result of negligence. A general liability policy insure payments made because of property damage, medical expensive, bodily harm, as well as lawyer and settlement costs. Learn More.
Worker’s compensation provides employees with steady flow of income in the event that they are injured on the job and unable to work. This insurance policy also covers any medical cost incurred due to a work-related accident. Learn More.
Business Owner’s Policy
A Business Owner’s Policy (BOP for short) is insurance coverage that takes various types of property and liability risks and merges them into one comprehensive package. BOPs are typically sold at a lower rate than purchasing all of its policies individually. Learn More.
Also included under construction insurance is:
- Plumber Insurance
- Electrician Insurance
- Contractors Insurance
- Home Builder Insurance
- Developer Insurance
- Carpenter Insurance
There is also insurance policies for construction related vehicles like dump, pickup, pump, and flatbed trucks, as well as cement mixers. For additional questions don’t hesitate to speak with a Sure Trust Insurance Broker today!